Pradhan Mantri Mudra Yojana
Collateral-free loans for micro and small enterprises under 3 categories — Shishu (₹50K), Kishore (₹5L), Tarun (₹10L).
🌐 Videos Hindi aur English dono mein — Official Government tutorials
▶
MUDRA Loan Application Guide
Complete Tutorial · 7 min
Aur tutorials dekhein:
💼
MUDRA loan ke liye apply kaise karen
📊
Shishu vs Kishore vs Tarun
🏦
Bank mein business plan kaise present karen
1
Category choose karo
Shishu (≤₹50K) — naya business. Kishore (₹50K–5L) — established. Tarun (₹5L–10L) — expansion.
Shishu / Kishore / Tarun
Pehli baar = Shishu se shuru karo
2
Bank ya NBFC mein jaayein
Kisi bhi government bank (SBI, BOB, PNB) ya mudra.org.in se online apply karo.
Any govt bank / mudra.org.in
3
Business plan banao
Simple 2–3 page business plan — business type, investment kahan, expected income.
Business type + Investment + Repayment plan
2-3 pages ka simple document kaafi hai
4
KYC documents submit karo
Aadhaar, PAN, address proof aur bank statement submit karo.
Aadhaar + PAN + Address Proof
Recent 6 months ka bank statement bhi
⚠️ CIBIL score kharab hone par loan reject ho sakta hai.
5
MUDRA card milega
Approval ke baad MUDRA Rupay Debit Card milega — working capital withdraw karne ke liye.
💡 Repayment time par karo — future mein bada loan milne mein asaani hogi.
✅ = Zaroori 📎 = Optional but helpful
Aadhaar Card
Identity proof
✅ Zaroori
PAN Card
Tax identification
✅ Zaroori
Address Proof
Voter ID / Utility bill
✅ Zaroori
Bank Statements
Last 6 months
✅ Zaroori
Business Plan
2–3 page document
✅ Zaroori
Business/Shop Photos
Agar available ho
📎 Optional
📌 Sab documents ki 2–2 photocopies aur originals saath rakhein. Self-attested copies zyaada cases mein accept hoti hain.
27+ crore loans disbursed. Women entrepreneurs ko priority milti hai. Koi guarantee nahi deni hoti.
Nodal Ministry
Ministry of Finance
Official Website
https://mudra.org.in ↗